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Pros and Cons of a Pawn Shop Loan

November 18, 2018

During those times when you’re in need of some fast cash, you may want to consider getting a pawn shop loan from a good pawn shop. Of course, as with any type of loan, you are going to have your pros and cons. In this article, we are going to go over those advantages and disadvantages of getting a pawn shop loan …

Pros

Easy – One of the biggest advantages of getting a loan at the local pawn shop would be the fact that it is easy to get. All you have to do is take something in that you could use for collateral and have the pawnbroker look it over. The pawnbroker will inspect the item closely and give you a price they feel the item is worth.

If you choose to pawn the item, instead of selling it, then the price is going to be lower, but the good thing is you would be able to get the item back as long as you pay the money back on time.

From there, the pawn bro pawn ker will give you a receipt – keep this paper, because it has the terms of the loan on it, along with some other useful information such as the item description, your name and address.

No Credit Check – Another major advantage of getting this type of loan at the pawn shop would be the fact that they are never going to run a credit check on you. This is the type of loan you can get, without being criticized for your past mistakes.

The pawnbroker isn’t going to judge you, it is the item they will be judging. The loan you get is going to be secured due to the collateral that you provided. The lender isn’t worried about you defaulting on the loan. If you do default, then they will be able to keep the collateral and sell it.

Get Cash Right Away – Another advantage of going to the pawn shop to get a loan is that you can get the cash right away. You won’t have to wait for a bank to approve you or for them to process your loan documents. As long as they want your item and the two of you are able to reach an agreement, the pawn shop will give you the money right away, so you won’t walk out empty handed.

Cons

Short Loan Term – One of the biggest disadvantages of getting a loan at the pawn shop is the fact that the loan term has a tendency to be very short. In many cases, you will have 30 days to pay the money back. Many pawn shops will give you an extension, as long as you pay the interest on the local. While you may be able to extend the loan, this can be an expensive route to take.

Conclusion

In all actuality, when you really need fast cash, the pros outweigh the cons for getting a loan at a pawn shop. Yes, the loan is short term, but as long as you are able to pay that money back within that time frame, you will get the item back. If you have some jewelry to pawn, we would like to recommend Cash4jewelrynow.

Need Cash Now? Try a Pawn Shop!

January 19, 2018

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| Loan

pawn Admit it, we have all been in this situation before – it’s still weeks before payday and then suddenly, a loved one falls ill and needs to be confined to the hospital. After a couple of days, he’s out of danger and allowed by the doctor to go home. But you are thousands short of funds to pay for the hospital bill! Now, you’re looking into your swarovski crystal and diamond neck piece and wondering if you should sell it already….

But, wait! Don’t hand it over to the buyer yet! Look for a pawn shop first. Here, you basically lend the piece of jewelry first in exchange for its perceived value in dollars. And then, once you

get your salary, you can pay off your loan and get your neck piece back! Isn’t that a win-win situation? For a free quote, click here.

How to Secure a Fast Cash Loan

To secure a quick loan from a pawn shop, you could go to an outlet to have your item appraised by a pawn broker. If that is not possible, there are now pawn brokers that can be accessed online. An example of a pawn shop that can be accessed both ways is Metropolitan Pawn Brokers, which can be accessed here.

Metropolitan Pawn Brokers have two convenient locations in New York – one along Atlantic Avenue on Richmond Hill, and the other at Jamaica Avenue at Woodhaven. They have expert pawn brokers there who can appraise your jewels’ worth and how much you could get in the form of a loan for them.

Once your application is approved and your loan released, you get three percent interest per month until you repay the loan. Now if in case you were not able to pay the balance off until the fourth month, the pawn shop is going to consider your item sold.

Now, what if you can’t go to their office yet but you already badly need the money? You could request for a Gold Kit here.

How to Secure a Gold Kit from Metropolitan Pawn Brokers

To request a Gold Kit, you can visit this website. Here, you will be asked to fill out a form which includes your name and address, of course, as well as your phone number and e-mail address, plus the size of the box in which to put your item in. There’s a 10” 5” 1” box and there’s also a 7 1/2” 5” 3” box (figures pertain to length, width, and depth of the box). You could also choose to just send your own box; in this case, all that Metropolitan Pawn Brokers will provide will be the labels and the tracking papers.

Once we receive the information from you, we shall be going back to you with the quote. You may choose to receive cash for loan, or if you want to sell the item altogether.

Now some of us may ask: What’s the number and e-mail address for? Well, those pieces of information are important for verification. The phone number is for queries, just in case we have any, and the e-mail is for confirming if it is really you who’s sending us the request. Please make sure that these are contact details that are immediately in your possession to avoid delays.

Please understand also that it is part of any business’s operations to be implementing some kind of security protocol. In the case of

Metropolitan Pawn Brokers, this is the S. O. P. Rest assured that we will not be divulging your personal contact information.

For any questions regarding the procedure, you can check out this website or find the numbers to call here. Why Choose Metropolitan Pawnbrokers?

Pawn Shop

We just have one reason: We have already been in the industry for 25 years already. Given that this pawn shop has been in the business for that long already, we can say that

this is one that has already been trusted and is continually being trusted by clients all over New York. We also have that policy to not scrimFpap on our loan offers – meaning, we really extend the highest possible loan amount based solely on the value of the item. You can be assured that there is no fine print or hidden costs involved. Click here for a free quote now.

What Items Do We Receive?

Metropolitan Pawn Brokers offers loan on all kinds of jewelry, commonly watches, rings, long or charm necklaces, earrings, pins or broaches in gold, charm or ankle bracelets and of course, diamonds and other precious jewels.

If in case you are also looking into totally disposing an item of value, you can sell them to us! We offer competitive prices for Cartier, Rolex, Tiffany and Co, and all other high end brands of wrist or pocket watches, engagement or show rings, fine jewelry, and diamonds.

THE IMPORTANCE OF PRINTED CIRCUIT BOARD PROTECTION

October 5, 2017

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| Services

Protecting the printed circuit board is very important because any exposure can affect vital functions. There is a need for reliable protection to ensure that the products are not exposed to any harsh factors, especially now that the demand for smaller, more compact devices is increasing. The versatility of electronic gadgets also requires manufacturers to guarantee protection for them to ensure durability, reliability, and quality performance.

Here are some factors associated with equipment damage:

PCB 1.Harsh chemicals
2.Moisture
3.Vibration or shock
4.Extreme temperature
5.Corrosion due to contaminants
6.Dust particles

Four methods that are commonly used to protect the printed circuit board:

1.Conformal coating

This is the application of a thin polymeric film on the circuit board using a vacuum chamber. The protective coat prevents the leakage of currents as well as corrosion. Other materials used in this method are wax, epoxy, acrylic, polyurethane, and diluted silicone rubber solutions.

Protective coating is applied (by machine) through brushing, spraying, dipping and selective application after all components are soldered to the board.

Brush coating is ideal for low volume production. It’s been linked to some disadvantages like formation of bubbles and low quality finish (operators cannot guarantee uniform thickness of the coating).
Spraying application involves the use of aerosol or spray gun. It is good for low- to medium-volume production requirements. Spraying guarantees quality coating if done by trained operators. Two things need to be assured though. First, the printed circuit board should be clean and the coating material to be used must not have adhesion issues. It requires no specific place of operation because the application can be done in a spray booth or even on the bench top.
Dipping application is a process that can be used in high-volume production of circuit boards. With this process, the coating completely penetrates the board and prevents leakages.
Selective coating by machine entails the use of a needle, an atomized spray, and an ultrasonic valve which moves above the board to spray the coating. The rate flow and the thickness are programmed in the computer system. It is best for high-volume orders because the desired thickness application is both fast and accurate. This operation also requires a skilled person to operate the machine.

2.Potting

This method uses a gelatinous or liquid compound to make a case or mold for encapsulating the circuit board. It acts as barrier against mechanical and thermal factors that can damage the essential components.

3.Macro melting

Pcb-Fabrication This is the process of over molding with the use of thermoplastic or polyamide compound. The mold becomes the case or body of the electronic device. Macro melt application is ideal for delicate circuitry because it relies on low pressures to melt the polyamide compound and ensure that it will not be damaged.

The outer protective shell is formed within seconds because it does not require other conventional materials or additional mixing ingredients. The mold cavity is cost-effective because of its dual function as case and protection. Macro melt is also environment-friendly because it eliminates the need to dispose harmful waste products. It shows better protection as proven in water torture tests where microchip finished products are immersed in water then air-dried and wiped clean. Despite being exposed to such, the boards managed to remain perfectly functional.

4.Module sealing

The application involves the use of a case, a liquid gasket, and a lid. The process is done by applying hard enable liquid gasket through compression or adhesion.

It is very important to protect the printed circuit board because it is the core of any electronic device. Any issue, damage, or disruption it suffers can compromise the quality of its functions.

Things that Affect the Prices of Iron on Patches

February 23, 2017

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| Handicraft

Iron On Patches For people looking to reproduce their logos, custom embroidered patches are one of the best and inexpensive options they should consider. It also provides convenience since they will no longer need to have their logos stitched on their garments. This is also a good way to save money.

The variety of clothes and items on which iron on patches can be applied to is quite vast.This kind of versatility makes it a good branding strategy which is why most companies and organizations apply them on their uniforms. Among the best things about these patches is that they can feature a higher level of detail in their design compared to direct embroidery since they are sewn into twill fabrics which are more stable.

Lots of people order iron on patches without having much knowledge about them –

It is easier to get the best out of your orders if you have more knowledge about the parts and types of custom patches. Through this, you can be certain that they will serve their purpose well. This can also shorten the process of ordering them and you will be able to have the assurance that their designs will look at their best. We are able to provide you with various suggestions for your designs if you opt to purchase from us but it is still best if you can figure out just how you want your patches to look like.

Percentage of embroidery coverage, size and quantity are the three main factors that affect the price of the patches. These are basically among the first things people should be mindful of before purchasing custom patches. We guide the clients who are looking to purchase patches on how they are priced. We provide a more detailed info on our website and we give them free quotes as well so they will be guided on the pricing.

Our company provides a cheaper cost per unit depending on the quantity of patches being ordered by our clients. This is a good reason for them to purchase in bulk. We have a minimum order size for patches. We also accept orders below that number but with a fixed manufacturing cost. If you think that in the near future you will be needing more of the same custom patches you are planning to purchase, it would be better to have that margin in advance not just to cut the cost but also to save time. Keep in mind that each order takes time and in cases when clients need their custom patches right away, they will have to opt for a rush order.

The size of the actual embroidered patches is the second thing that contributes to how they are priced. Iron on patches can be manufactured with different shapes and you literally have lots of shapes to choose from. Whether you are planning to go for shields, circles, squares, dragons or pentagons, the size will still be determined the same way.

We simply add the height and width and divide them by two. It is wrong to assume that the size of patches are based on their actual area. This is the standard calculation that all of the manufacturers follow. Just follow this instead of using a basic geometric method of finding the area of patches when calculating for the costs.

Iron-On-Patches The coverage of the embroidery that should be applied to your iron on patches is the third major factor in pricing. Patches that need a lesser amount of embroidery will cost lesser than those that are completely covered since embroidery takes time and thread. The breakdown of prices are based on the 50%, 75% and 100% coverage categories. It is best to pick the right color of twill fabric in order to reduce the embroidery coverage needed for your design. However, if you are looking to create a highly attractive batch of patches, 100% embroidery coverage can certainly serve you well. The outcome may vary depending on the design of the custom patches but they will definitely be more desirable compared to those with a lesser embroidery coverage.

There are a few more things that can affect the prices of one’s orders –

This includes the features and add-ons. If you are looking for more info to be guided with your orders, you can simply check our site or ask a quote. We can also help you with your designs, ensuring that they will look as clear and as clean as possible when embroidered on the twill fabrics. Place your orders now to be certain that you will get them in the proper time.

The size of the actual embroidered patches is the second thing that contributes to how they are priced.

Author Bio

Lots of people order iron on patches without having much knowledge about them. It is easier to get the best out of your orders if you have more knowledge about the parts and types of custom patches.

SEO Explode: Key Points to Avoid when Optimizing Your Page

January 19, 2017

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| SEO

It is important to know the things that you need to do to make SEO work for you. It is also equally prudent to know the things that you need to avoid when optimizing your page.

Here are the key points that SEO Explode wants you to consider when trying to optimize your page.

When Choosing Keywords

Targeting the wrong keywords can ruin everything for your business. You should avoid trial and error when choosing your keyword. You need to do proper research and be careful not to choose keywords that are too competitive or broad. If you choose something too broad, you will only gain a high bounce rate and a low rate of conversion. Such thing will happen because searchers that click on your site may not find what they want to see and only end up disappointed. Moreover, if you opt to rank keywords with high competition, it may take a long while before you achieve a high rank.

When Using your Keywords on your Blog Posts or Web Pages

You need to avoid stuffing your blog posts or web pages with keywords, especially they’re starting to sound awkward or irrelevant. When you write something for your blog, concentrate on giving readers something that they will enjoy reading and sharing. You need to remember the same thing when providing content to your website. People appreciate it better when they find the exact information that they need when they click on your link.

Remember that you need to always write with searchers in mind and not for search engines. The current algorithm of Google rewards site that provide informative, great content and doesn’t hesitate to penalize the sites that abuse the use of keywords or use tactics that can be viewed as something manipulative.

About Keyword Cannibalization

Keyword cannibalization happens when several pages of your website try to rank for the same keyword. Doing this will only confuse the search engines. You are forcing the search engines to choose which page stands out or should be considered as more important. This act can weaken your chance of obtaining a healthy amount of traffic for that particular keyword.

To avoid keyword cannibalization, you need to avoid using the same keyword for the other pages of your website. Don’t even use the same keyword to your blog posts.

You can create a list of all the keywords that you have used on the different pages of your website and blogs. That way, you can keep track of the keywords that you have already used and avoid repeating them on the other web pages or blog posts.

Your Website Speed

Don’t neglect your website speed. Research reveals that 40% of net surfers abandon the sites that take more than 3 seconds to load. If your site is slow, you will lose a significant amount of customers.

If you set a regular schedule to test your site speed, then don’t miss it. In case your site encountered a problem regarding its speed, you will be able to check immediately for the possible causes of the delay. Your immediate action can help you keep your visitors and customers.

Your Blog

Publishing content within the pages of your website is not enough if you want to rank a certain keyword. A blog post can help you optimize every post for a keyword that you did not use in any of your pages.

Avoid producing so-so blog posts if you want to increase the relevance of the keyword that you used in a particular blog. The content of your blog must be high quality and easy to read. If you think that you won’t be able to produce high quality content, then it is best to commission someone to do it for you. It is the right time to hire a SEO agency like SEO Explode to write quality, relevant content for your blog posts.

The SEO agency knows the right amount of keywords to include in each post to avoid keyword stuffing. You can be certain that you would be paying for high quality content, which your readers will be more than willing to share over social media.

When you include an image to your post, avoid using the images that were already featured in the other sites. Use original images as much as possible, and always prepare fresh, unique content.

Golf Fashion: Callaway Golf Accessories

January 16, 2017

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| Sports

callaway-golf-club

Basically, all it takes to play golf is a hole, a golf club and a golf ball. Putting a golf ball into a hole is playing the sport in the most standard sense. But what separates the modern golfer from the soldiers who first played and invented the sport during the 14th century is not only the innovation in the aforementioned golf equipment, but also the use of various accessories.

Golf, while being a sport, can also be considered as a lifestyle. It is by no means a cheap sport and committing to playing it regularly is a very expensive luxury that only a few are lucky to enjoy.

This is the reason why a golf accessory is the perfect finish for your overall golf experience.

Callaway golf used to just offer clubs, but eventually started to make golf balls. It was only a matter of time before Callaway golf expanded to offer golf accessories and second-hand golf clubs as well.

Pre-loved Golf Clubs

Yes, you heard it right. Callaway golf offers pre-loved golf clubs, so if you have always fancied the Big Bertha but find yourself a little short in cash, you just might find a pre-loved Big Bertha that will suit your budget. If you are just getting started with the sport but want to have the best equipment possible, then try to get yourself pre-loved golf clubs instead of investing heavily immediately.

Golf Bags

After getting yourself a gorgeous set of pre-loved Callaway golf clubs, it is time to look for something to put them into. Stand bags are a variation of carry bags that are designed to be able to stand up by themselves, and offer golfers a convenient way to store and take clubs. If this is the kind of golf bag that you fancy, then get yourself a Big Bertha Hyper-Lite 5 Stand Bag.

Weighing less than 5 lbs., it is designed to be incredibly light so that you will not need a caddy to carry it. It has an opening of 9 inches with a 5-way divider club organization system which also comes with a molded handle. Its 8 pockets include a water resistant valuables pocket which also features a key fob; full-length pocket; ball pocket; a thermal-lined pocket for water bottle; and three accessory pockets.

Callaway golf

If you wish to traverse the golf course in style by riding a golf cart, then you can up that style a little bit further by getting the Big Bertha Tour Authentic Staff Bag. With its sharp and sleek design, this bag will not only hold room for your complete golf set, but will also make sure they stay beautiful by preventing damage to your golf clubs.

Gloves

What most first-timers do not know is that golf gloves are essential accessories. Holding a golf club all day can cause discomfort or even rashes and chafing on your hands, so the protection that golf gloves bring is really important. Aside from this, golf gloves also let you have a steadier grip, giving you more control over your swing. This is especially useful for golfers who have sweaty hands or loose grips.

For gloves that make you look and feel like a pro (even if you do not play like one), get the Callaway Tour Authentic Gloves. It uses Opti Feel Leather, which provides a better feel, fit and comfort. The perforations on the fingers and the thumb reduce moisture while increasing breath ability.

Eye wear and Head wear

When you imagine a golfer, the common look that comes to everyone’s minds is a polo shirt, khaki pants, gloves, a cap and shades. So if you want to look the part, then the Calloway Tour Performance Golf Cap and Callaway Eye wear are must-haves. Made to be breathable while blocking heat, the Callaway Tour Performance Golf Cap uses microfiber with soft mesh and moisture wicking sweatband. Callaway Eye wear, on the other hand, uses exclusive NEOX lens technology and provides accurate visual performance while blocking out the sun.

You do not need to play like a pro to look like a pro. With Callaway golf accessories, a walk or drive around the golf course is like a walk down the catwalk.

The Best Head Design for Your Golf Putters

August 30, 2016

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| Golf Putters

5389024254_20794f2f48 Selecting the best golf putters is something that involves various considerations. You need to combine reading about club head designs and trying these designs.

Trying the club does not mean you have to buy the club immediately. In each golf store, you have opportunities to try a swing with an actual ball. If you are buying the putter in an online store, reading about putters and evaluating your golf style help.

Weightings

Golf stores and manufacturers classify putters based on the weightings in the head. There are two general classifications of weightings. One is the toe-weighted and the other is face-balanced.

The focus of the weight in toe weighted putters is in the toe while the weight of face-balanced golf putters is distributed in the heel and the toe.
Blade and mallet putters are the common choices in head designs. Blade putters are toe-weighted while mallet putters are face-balanced.

Head Designs

Head designs vary, from the traditional blade to a more futuristic design. Designs are identified according to their shaft location or inserts and pattern head.

Head designs according to head types are as follows:

Blade golf putters are the least forgiving among the putters due to its weighting. Blade putters are recommended to more skilled professional golfers.

Another design that you may consider is the face-balanced Anser style putter. This putter is the first putter with a hollow in the back of the head. The effect is the distribution of the weight to the toe and heel making a larger sweet spot.

images (1)

If you want a more modern design, some golf stores offer putters with futuristic designs. These are large putters with the shaft attached behind the face of the putter. They are the most forgiving among the putter types and have fewer tendencies to twist when striking a ball.

Mallets are always face-balanced putters. They are called as such because they look like a croquet mallet. These putters have hollow heads when you open the putter head, which lends them a bigger sweet spot.

Head designs according to shaft inserts are the following:

Offset putters have putter face that is set farther from the hole at address. The shaft is slightly bent forward.

Onset putters are the opposite of offset putters. The face of the putter is closer to where the shaft is inserted to the hosel.

Shaft inserts for center shafted putters are centered into the head, as the name implies. These are usually face-balanced.

Head Materials

Manufacturers create golf putters in three ways: the insert, milled, and cast. Among the three procedures, milling is the most expensive due to factors such as labor intensive.

Insert putters are the types of which a different material is used in the inlay of the face. The insert material is either hard or soft. When striking the ball, you use the inlay and not the material for manufacturing the putter head.

Milled putters, on the other hand, are created from a single block of metal. The process does not include heating, cooling or casting. A machine cuts and shaves the block of metal into the desired shape.

Cast putters are manufactured using the casting procedures. These putters are more durable and are cheap. You can find one on the second-hand market.
Golf putters are used in the green and are meant to recreate a pendulum swing. Thus, you have to be very careful in your selection. In selecting your putter, consider weighting, alignment features and the type of stroke you are using. Other factors to consider are lie angle and shaft length. You should have the perfect fit so you could putt properly.

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